Tuesday, April 14, 2015

Why online loan against property (LAP)?

The Jaikumar Group has come up with some of the new concepts for homes in Nashik. The projects provide you a perfect blend of luxury and affordable living options for the potential buyers who have been thinking of relocating in the Wine Capital of India or even invest i properties as a second home option. The project is indeed surrounded by greenery all around. The project by the group allows interested customers to avail financial loans from multiple banks with ease.

The Parksyde projects give you a variety of options in terms of stylish 2 BHK and 3 BHK housing options. With acres of lush green surroundings with trees all around and flowers & shrubs, you may indeed wake up feeling closer to nature every day. With the internet being a part and parcel of our life, it is indeed a good medium to conduct a research of our own while seated in the comfort of our homes. Loan against property (LAP) is indeed one of the most common funding facilities chosen by most of us.

Loan Against Property
Some of the benefits of online buying of LAP plans are:

Saves a lot of time and is hassle free – The benefit of simple usage and quick completion of the process has been the biggest benefit of applying for LAP online. A visit to various finance companies personally is also a thing of the past; from here, you can browse through the loan schemes offered by different lending institutions from the comfort of your home.

Flexibility option: You need not visit the office of financial institutions at specific working hours, when you are applying for a loan against property online, you can get the required information any time you want. If you find it difficult to visit the lender’s office due to hectic schedule, you can do your research about loan and apply for the same online even when the office is closed.

Multiple options: The market is flooded with financial institutions who are more than willing to offer loan against property. By applying online you can browse through the various schemes, compare the interest rates, check the repayment terms and get the best deal to suit your needs.

Lower Fees: This factor is also another significant benefit of applying for a loan against property online. While applying for a loan online, the commonly charged lender fee is comparatively lesser as compared to the fee that is applicable while applying offline.

Quick approval and smart decision: With a majority of the people applying for a loan against property online because they get quicker feedback from the lender. More often the financial institutions approve the online application faster.

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Monday, April 13, 2015

Budget Property or Luxury Property?

When we think of  buying a small home or a flat what keeps you occupied is whether you should look for a property that falls within your already thought of budget or look for a luxury home or a flat which you feel you can afford to buy but by extending your budget. This is common to all! It is not just you or me or a person from your neighborhood who have such dilemmas, but each one us who are having property on our minds.  Often, we tend to get into conversations with our elders or people who have already bought a property recently regarding buying a property. You would surely not be willing to invest in some property that does not prove to be worthy or does not suffice for your requirements.

How do you decide on your budget to spend on a property? Do you follow certain questionnaire to and set up guidelines to carry out budgeting for your plan to buy a new property? If you do, then what all requirements you consider on priority basis and what all, you feel, you can compromise upon depending on the options you get while you look for the right property for yourself?  Having set your requirements ready for a property, what is the next step you take? 
The answers to all these questions are steps that you need to take while you decide upon buying a new flat or a home. A proper and thoughtfully planned budget can make your mammoth task of property purchase lot easier than anything else. What should you consider while preparing your budget? Read the following pointers that can help you create the budget in a proper manner.


  • Market Research
  • Property Rates in past few years
  • Current Property rates
  • Trending properties in different localities
  • Property Area description


Once you are ready with your budget you can opt for your desired property that fits in your budget. Customizing your requirements and budget allocation to each requirement can help you look for the right property you have always thought of.


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